Welcome to Lacamas Community Credit Union

All Certificates (CDs) available as Individual Retirement Accounts (Traditional/Roth/Coverdell or SEP)

Featured Certificate
Term In Months	Minimum Opening Balance	Interest Rate	Annual Percentage Yield (APY)*

50 Month with Bump†	$500	3.20%	3.25%
33 Month with Bump†	$500	2.52%	2.55%
15 Month†	$2,500	1.54%	1.55%
5 Month†	$10,000	.80%	.80%

IRA Certificates

Term In Months

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)*

$500

2.72%

2.75%

$500

2.47%

2.50%

$500

2.18%

2.20%

$500

1.88%

1.90%

$500

1.29%

1.30%

$500

.80%

$500

.55%

$500

.35%

Loyalty Certificates

Term In Months

Minimum Opening Balance

Loyalty Interest Rate

Loyalty Annual Percentage Yield
(APY)**

$500

2.72%

2.75%

$500

2.47%

2.50%

$500

2.18%

2.20%

$500

1.88%

1.90%

$500

1.29%

1.30%

$500

.80%

$500

.55%

$500

.35%

Certificates

Term In Months

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)*

$500

2.47%

2.50%

$500

2.23%

2.25%

$500

1.93%

1.95%

$500

1.64%

1.65%

$500

1.04%

1.05%

$500

.55%

$500

.30%

$500

.10%

Grow Certificate

Term In Months

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)*

.80%

Youth Certificates (0-17 Years)

Term In Months

Minimum Opening Balance

Interest Rate

Annual Percentage Yield (APY)*

$250

1.64%

1.65%

$250

.55%

Rates effective as of October 1, 2009 and subject to change.

*ANNUAL PERCENTAGE YIELD (APY) Rates are subject to change. There is a penalty for early certificate withdrawal.

† The 50-Month term Certificate will renew at the current 48-Month Certificate rate at maturity unless redeemed prior to certificate maturity and allows a one-time bump to the then current 48 Month rate.

The 33-Month term Certificate will renew at the current 36-Month Certificate rate at maturity unless redeemed prior to certificate maturity and allows a one-time bump to the then current 36 Month rate.

The 15-Month Certificate will renew at the current 18-Month Certificate rate at maturity unless redeemed prior to certificate maturity.

The 5-Month Certificate will renew at the current 6-Month Certificate rate at maturity unless redeemed prior to certificate maturity.

**The Loyalty Rate and Loyalty APY (25 basis points over the standard yield) are available to any member that meets any of the following: 1) Have been an LCCU member for 5 years or more; 2) Have Direct Deposit to an LCCU checking account; 3) Have a combined loan balance of $10,000 or more; or 4) Use LCCU's Bill Pay Service.