Welcome to Lacamas Community Credit Union

All Certificates (CDs) available as Individual Retirement Accounts (Traditional/Roth/Coverdell or SEP)
IRA Certificates
Term In Months	Minimum Opening Balance	Interest Rate	Annual Percentage Yield (APY)*

60	$500	2.618%	2.650%
48	$500	2.374%	2.400%
36	$500	2.080%	2.100%
24	$500	1.785%	1.800%
18	$500	1.193%	1.200%
12	$500	.797%	.800%
6	$500	.549%	.550%
3	$500	.349%	.350%
Loyalty Certificates
Term In Months	Minimum Opening Balance	Loyalty Interest Rate	Loyalty Annual Percentage Yield (APY)**

60	$500	2.618%	2.650%
48	$500	2.374%	2.400%
36	$500	2.080%	2.100%
24	$500	1.785%	1.800%
18	$500	1.193%	1.200%
12	$500	.797%	.800%
6	$500	.549%	.550%
3	$500	.349%	.350%
Certificates
Term In Months	Minimum Opening Balance	Interest Rate	Annual Percentage Yield (APY)*

60	$500	2.374%	2.400%
48	$500	2.129%	2.150%
36	$500	1.834%	1.834%
24	$500	1.539%	1.550%
18	$500	.946%	.950%
12	$500	.549%	.550%
6	$500	.300%	.300%
3	$500	.100%	.100%
Grow Certificate
Term In Months	Minimum Opening Balance	Interest Rate	Annual Percentage Yield (APY)*

12	$5	.797%	.800%
Youth Certificates (0-17 Years)
Term In Months	Minimum Opening Balance	Interest Rate	Annual Percentage Yield (APY)*

24	$250	1.439%	1.550%
12	$250	.549%	.550%

Rates effective as of August 1, 2010 and subject to change.

*ANNUAL PERCENTAGE YIELD (APY) Rates are subject to change. There is a penalty for early certificate withdrawal.

**The Loyalty Rate and Loyalty APY (25 basis points over the standard yield) are available to any member that meets any of the following: 1) Have been an LCCU member for 5 years or more; 2) Have Direct Deposit to an LCCU checking account; 3) Have a combined loan balance of $10,000 or more; or 4) Use LCCU's Bill Pay Service.