Welcome to Lacamas Community Credit Union

All Certificates available as Individual Retirement Accounts (Traditional/Roth/Coverdell or SEP)

Featured Certificate
Term In Months	Minimum Opening Balance	Dividend Rate	Annual Percentage Yield (APY)*

10 Month*†	$500	2.96%	3.00%

IRA Certificates

Term In Months

Minimum Opening Balance

Dividend Rate

Annual Percentage Yield (APY)*

$500

3.44%

3.50%

$500

3.30%

3.35%

$500

3.15%

3.20%

$500

2.91%

2.95%

$500

2.81%

2.85%

$500

2.72%

2.75%

$500

2.72%

2.75%

$500

2.57%

2.60%

Loyalty Certificates

Term In Months

Minimum Opening Balance

Loyalty Dividend Rate

Loyalty Annual Percentage Yield (APY)*

$500

3.35%

3.40%

$500

3.20%

3.25%

$500

3.06%

3.10%

$500

2.81%

2.85%

$500

2.72%

2.75%

$500

2.62%

2.65%

$500

2.62%

2.65%

$500

2.47%

2.50%

Certificates

Term In Months

Minimum Opening Balance

Dividend Rate

Annual Percentage Yield (APY)*

$500

3.105%

3.15%

$500

2.96%

3.00%

$500

2.81%

2.85%

$500

2.57%

2.60%

$500

2.57%

2.50%

$500

2.37%

2.40%

$500

2.37%

2.40%

$500

2.23%

2.25%

Youth Certificates (0-17 Years)

Term In Months

Minimum Opening Balance

Dividend Rate

Annual Percentage Yield (APY)*

$250

2.57%

2.60%

$250

2.37%

2.40%

Rates effective as of May 12, 2008 and subject to change.

*ANNUAL PERCENTAGE YIELD (APY). The Loyalty Dividend Rate and Loyalty APY (25 basis points over the standard yield) are available to any member that meets any of the following: 1) Have been an LCCU member for 5 years or more; 2) Have Direct Deposit to an LCCU checking account; 3) Have a combined loan balance of $10,000 or more; or 4) Use LCCU's Bill Pay Service. Rates are subject to change. There is a penalty for early certificate withdrawal.

† The 10-Month term Certificate will renew at a current 12-Month Certificate rate at maturity unless redeemed prior to certificate maturity.