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If you're committed to saving and looking to earn a higher return on your investment, open a high-yield Certificate Account. With a minimum deposit of just $500, you can choose from certificate terms of 3 to 60 months. You can even select Traditional, Roth or Coverdell Education Savings Account (CESA) IRA options. View our Certificate Rates
Plus, you can earn our highest certificate rate called our Loyalty Certificates by meeting just one of the following criteria:
- Member of LCCU for 5 years or more.
- Active user of LCCU's Bill Payer Service.
- Direct Deposit to any LCCU Checking Account.
- Combined loan balance of $10,000 or more.
Certificates are federally insured up to $100,000, with both principal and
interest guaranteed. (IRA certificates are insured up to $250,000.)
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