| Savings Account |
| |
| Account Closure | $5.00 | if closed by LCCU |
| Excess Cash Withdrawal | $3.00 | per transaction after 3 free |
Monthly Service
(waived for the first 180 days) | $3.00 | per month for accounts with less than average aggregate monthly balance of $100 and no checking, loans, lines of credit, or eStatements |
| |
| Checking Account |
| |
| Free Checking | $0.00 | |
| Youth Checking |
$0.00 | or $15 per month if account
requirements are not met** |
| eChecking |
$0.00 | or $15 per month if account
requirements are not met** |
| Ultimate Checking | $10.00 | per month or free with direct deposit |
| Prestige Checking | $8.00 | per month
or free with direct deposit and/or a money market account |
| |
| Business Account |
| |
| Basic Business Checking | $10.00 | per month or free with $1500 min. balance
*Includes 50 free checks
clearing per month. $0.25 per check thereafter |
| Ultimate Business Checking | $20.00 | per month or free with $7500 min. balance
*Includes 150 free checks
clearing per month. $0.10 per check thereafter |
| |
| Loose Coin Deposited | Rolled coin not accepted |
| $50.00 or less | $0.00 Coin counters available |
| $50.01 or more | 10% of deposit |
| |
| Checking Account Closure |
$10.00 if closed by LCCU |
| |
| All Accounts |
| |
| Overdraft Transfer | $3.00 | per item |
| Returned Item | $26.00 | per item |
| Paid Item | $26.00 | per item |
| Stop Payment (Mbr/CU Cks) | $15.00 | per stop order |
| Check Copies (in office/phone req) | $3.00 | per copy |
| Check Copies (viewed online) | free |
| Check Order | Prices Vary |
| |
| Bill Payer |
| |
| Monthly Charge | $0.00 | free on all personal checking accts |
|
$0.00 | on all business checking accounts |
| Non-sufficient Funds | $26.00 | per item |
| Overdraft Transfer | $3.00 | per item |
| |
| ATM/Debit Fees |
| |
| ATM/Debit Card Replacement | $5.00 |
per replacement after 2 in 12 months |
| PIN Replacement |
$0.00 | free in branch |
| Empty Envelope Deposit | $26.00 | per item |
| Foreign ATM |
$1.00 |
per transaction for Free Checking* |
| $1.00 |
after 5 in a month for Ultimate and Prestige Checking* |
| $0.00 |
free for eChecking and Youth Checking* |
| |
| Other Service |
| |
| Mailed Receipt | $2.00 | per receipt |
| Returned Mail | $5.00 | per item |
| Garnishments, Attachments, Levies | $35.00 | each |
| Deposited Item Returned | $5.00 | per item |
| Inactive Account (after 1 year) | $25.00 | per year |
| Wire (outgoing) | $15.00 | per transfer |
| Wire (out of country) | $35.00 | per transfer |
| Money Order | $1.00 | per item |
| Collection/Foreign items | $5.00 | per item plus bank costs |
| Cashier/CU check withdrawal | $1.00 | under $500 (No checks will be issued under $5.00) |
| Travelers Gift Checks | $2.00 | per check |
| Travelers Checks (for one) | 1% | of purchase*** |
| Travelers Checks (for two) | 1% | of purchase* |
| Cashier/CU check to replace a member check (merchant) | $5.00 | per check |
| Counter Check (starter cks) | $3.00 | per package (first package free) |
| Check Cashing | 1% | with $1.00 min. |
| Third Party Check Cashing | 1% | with $1.00 min. |
| Statement Copy | $2.00 | per statement |
| Account Research | $25.00 | per hr ($5.00 min.) |
| Account Reconciliation | $25.00 | per hr ($5.00 min.) |
| Notary for business purposes | $5.00 | per item |
| Notary for member personal use |
free |
| |
* Does not include surcharge charged by
ATM proprietor
** Account requirements: eStatements, Online Banking, Debit Card with 1
purchase per month
*** Members with Prestige Checking are not charged this fee
|
| |
| Safe Deposit Box Rentals (not available at all branches) |
| |
| Rental Size 3 x 5 | $25.00 |
| 5 x 5 | $30.00 |
| 3 x 10 | $40.00 |
| 5 x 10 | $50.00 |
| 10 x 10 | $75.00 |
| Drilling Box | At cost |
| Change of Locks | At cost |
| Lost Key | At cost |
| |
