Home Equity Loan as low as 5.88% APR*+ with a term up to 7 years!

Even if the housing has slowed a bit, it doesn’t take much time to build equity in your home. You can use the equity in your home to take a winter vacation, remodel the kitchen, buy a car, start a business, or whatever tickles your fancy. And with a great rate you can't lose!

• Apply by phone: direct (360) 834-3611 or toll free
  (888) 834-3611
  
• Apply now by filling out the online loan application, or through Lacamas On-line if you have a Lacamas On-line login and password.
  
• Visit one of our local branches and apply in person

*APR (ANNUAL PERCENTAGE RATE) APR effective February 27, 2008 and subject to change without notice. Fixed rate loan as low as 5.88% APR. Home Equity loan assumes a 20-year repayment period. For example for a
$20,000 loan the monthly payment would be $291.08. The rate you qualify for is determined by application and credit information. Credit Union pays the closing costs, which include: flood determination, title insurance and recording fees up to $300. Applicant pays appraisal if needed. The costs typically range from $0 to $300. There will be a prepayment penalty of $300 if loan is paid off and closed prior to 3 years from loan origination. Primary residence only, maximum LTV is 80%. Membership requirements apply. Subject to application and credit approval.

+ Loyalty discount is available to any member that meets any one of the following criteria, if criteria is not met rate is 6.88%:
1. Minimum 5 years as a member.
2. LCCU Checking with Bill Pay
4. LCCU Checking with ACH deposit of Net Check
5. LCCU combined loan balance of $10,000 (prior to funding current request).