Locate an ATM via Text Message
When you're on the go and need to find an ATM fast, simply text your location (address, intersection, or zip code) to 692667 (MYCOOP) from any mobile phone or call 888 SITE CO-OP to access the voice ATM Locator.

As a LCCU member you have FREE* access to over 25,000 surcharge-free CO-OP ATMs nationwide, including most 7-Eleven stores equipped with special Vcom units that handle most branch transactions.

* Depending on the LCCU checking account you have, a $1.00 foreign ATM surcharge may also be assessed by LCCU.

LCCU Recieves a Five Start Rating from Bauer Financial
Bauer Financial, an independent reviewer of banks and credit unions, has given LCCU its best rating for its financial strength.

BauerFinancial, Inc. is the nation’s leading independent credit union rating and research firm located in Coral Gables, Fla. The research firm has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983.

Refinance Your Summer Ride and Save!
Reduce your monthly payment by refinancing your current RV, Boat, Motorcycle, or Auto loan from another financial institution. Or, buy a new RV, Boat, Motorcycle, or Auto and get locked in at a great rate. Plus, make no payments for 45 days!**

Either way you’ll save with a low loan rate and an affordable payment from LCCU!

• Apply by phone: direct (360) 834-3611 or toll free
  (888) 834-3611
  
• Apply now by filling out an online loan application through Lacamas On-line if you have a Lacamas On-line login and password. Or, if you don't have a Lacamas On-line login, apply here.
  
• Visit one of our local branches and apply in person

* APR (Annual Percentage Rate). APR effective July 1, 2008 and subject to change without notice.  Vehicle must meet credit union Loan-to-Value (LTV) criteria. Rates apply to model years 2003 or newer for Auto loans and model years 2007-2008 for RV, Boat, and Motorcycle loans. term limitations may apply. Membership requirements apply. Offer subject to application and credit approval. Offer excludes current LCCU loans.
** Interest continues to accrue and is not waived on deferred payments. Some restrictions may apply.

Home Equity Loan Rates fixed at 6.38% APR**+
Even if the housing has slowed a bit, it doesn’t take much time to build equity in your home. You can use the equity in your home to take a winter vacation, remodel the kitchen,  buy a car, start a business, or whatever tickles your fancy. And with a great fixed rate and a term you choose, you can't lose!

• Apply by phone: direct (360) 834-3611 or toll free
  (888) 834-3611
  
• Apply now through Lacamas On-line if you have a Lacamas On-line login and password.
  
• Visit one of our local branches and apply in person

**APR (ANNUAL PERCENTAGE RATE) APR effective February 27, 2008 and subject to change without notice. Fixed rate loan as low as 6.38% APR. Home Equity loan assumes a 20-year repayment period. For example for a
$20,000 loan the monthly payment would be $147.74. The rate you qualify for is determined by application and credit information. Credit Union pays the closing costs, which include: flood determination, title insurance and recording fees up to $300. Applicant pays appraisal if needed. The costs typically range from $0 to $300. There will be a prepayment penalty of $300 if loan is paid off and closed prior to 3 years from loan origination. Primary residence only, maximum LTV is 80%. Membership requirements apply. Subject to application and credit approval.
 

+ Loyalty discount is available to any member that meets any one of the following criteria, if criteria is not met rate is 6.88%:
1. Minimum 5 years as a member.
2. LCCU Checking with Bill Pay
4. LCCU Checking with ACH deposit of Net Check
5. LCCU combined loan balance of $10,000 (prior to funding current request).