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Smart Value. Smart Savings. That's what's behind our Visa credit cards. Whether you select our
Platinum or Share Secured you know you're getting a competitive rate, no annual fee and a card loaded with perks. So, if you're traveling, shopping or dining, we have the right card for you.
Whatever your needs, you'll find all the features you've been looking for in all our credit cards such as:
- No annual fee
- No cash advance fee
- Zero Liability lost/stolen card reporting
- 25-day grace period on purchases
- Internet Authentication Service - Verified by VisaTM proves you are who you say you are when buying online at participating merchants.
- Access to your money at thousands of ATMs
- Auto Rental Insurance
- Free balance transfers up to your credit limit - so you can pay off your more expensive credit cards.
- Fraud protection - 24/7 fraud monitoring and verification of any potentially fraudulent transactions prior to authorization.
- Overdraft protection option - Automatically advances from Visa card to LCCU checking account to protect you in case of overdraft.
- Auto Rental Collision Damage Waiver (CDW) - Eliminates the need to pay for the car rental collision damage waiver on most passenger vehicles.
- Visa Global Customer Assistance Services (GCAS) - 24/7 emergency services to Visa cardholders around the world. The service reports lost or stolen Visa cards, arranges for emergency card replacements and cash disbursements and provides customer information services.
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